Live Oak Lake Homes for Sale
Master-planned single-family community between St. Cloud and Lake Nona with resort-style amenities.
Homes for sale in Live Oak Lake
Inside Live Oak Lake
Live Oak Lake is a single-family residential community in St. Cloud, Florida, developed by Pulte Homes and Centex between 2018 and 2022. Located off U.S. Highway 192 and Narcoossee Road, the subdivision offers approximately 50 homes ranging from 1,278 to 4,388 square feet, featuring modern designs with conservation and waterfront views. The community appeals to buyers seeking contemporary construction with energy-efficient systems and smart-home technology.
Homes in Live Oak Lake are priced between $384,900 and $559,900, with average listing prices hovering near $502,000 as of early 2025. The property tax burden averages $4,038 annually. Recent market data shows a healthy list-to-sell ratio of 97 percent, with homes averaging $143 per square foot. The community has demonstrated consistent buyer interest, with fifteen homes changing hands in the year prior to March 2025 and an average of 113 days on market.
The mandatory homeowners association fee ranges from $65 to $126 per month, covering grounds maintenance, the community swimming pool, real estate taxes on common areas, internet access, and recreation facilities. Residents enjoy amenities including a clubhouse, fitness center, playground, community park, walking trails, and dog park-making the subdivision attractive to buyers and pet owners. The HOA permits dogs and cats with certain breed restrictions and limits on quantity.
Live Oak Lake is zoned for Osceola County public schools, though specific elementary, middle, and high school assignments are not universally documented across all sources. Buyers should verify current school assignments with Market Connect Realty agents or the Osceola County School District directly, as attendance boundaries may change. The community sits strategically between downtown St. Cloud and Lake Nona, providing convenient access to shopping, dining, and employment centers while maintaining a residential character.
The facts
Frequently asked
What is the price range for homes in Live Oak Lake?
Homes in Live Oak Lake are priced between $384,900 and $559,900. As of March 2025, the average listing price is approximately $502,000, with homes ranging from 1,278 to 4,388 square feet. Properties average $143 per square foot, reflecting consistent market valuation across the community.
Is Live Oak Lake a gated community?
Sources conflict on gating status. One real estate source explicitly states it is gated, while another identifies it as non-gated. Interested buyers should contact a Market Connect Realty agent to confirm current access and security features before purchasing.
What schools are zoned for Live Oak Lake?
The community is zoned for Osceola County Public Schools, with elementary and middle school assignments established while the high school assignment remains unclear and may vary by lot. Contact the Osceola County School District or a Market Connect Realty agent to verify exact school zones for a particular address.
What are the HOA fees in Live Oak Lake?
Monthly HOA fees range from $65 to $126 depending on floor plan and lot location. The fee includes grounds maintenance, community pool access, common-area property taxes, internet, and recreation facilities. Verify exact fees for your specific home with the listing agent.
What amenities does Live Oak Lake offer?
Amenities include a community swimming pool, clubhouse, fitness center, playground, community park, walking trails, and a dog park. The HOA maintains all grounds and landscaping. Residents have access to water-access areas and conservation easements that provide scenic views of nearby lakes and ponds.
How many homes are in Live Oak Lake?
Live Oak Lake contains approximately 50 single-family homes across multiple phases developed from 2018 to 2022. The first phase is largely built out, while subsequent phases continue limited new construction and resale activity in the community.
Is short-term rental allowed in Live Oak Lake?
No current documentation specifies short-term rental restrictions or allowances. Contact the Live Oak Lake HOA directly or speak with a Market Connect Realty agent for the current rental policy, as restrictions may apply to protect residential character.
What year was Live Oak Lake developed?
Live Oak Lake was developed in two phases: initial construction began in 2018, with homes built through 2022. The community was built by Pulte Homes and Centex as a planned single-family residential subdivision in St. Cloud.